Recurring Deposit (RD)

This Google Sheet template is designed for disciplined savers who want to track the growth of their monthly investments. It provides a precise month-by-month breakdown of how regular contributions accumulate interest over time, making it ideal for planning financial goals like vacations, emergency funds, or large purchases.

Key Features:

Systematic Savings Tracking: Built for "SIP-style" investing where you input a fixed Monthly Deposit (e.g., 1,00,000). The sheet automatically handles the math for adding this fresh capital to your balance every month.

Monthly Interest Visualization: Unlike standard calculators that just show a final number, this template calculates and displays the Interest earned every single month. This allows you to see exactly how your money is working for you in real-time.

Compound Growth Engine: The Principal column automatically updates to include both your previous balance and your new monthly deposit, ensuring the interest calculation is always based on your total accumulated wealth.

Goal-Oriented Dashboard: Instantly compare your Invested Amount (what you paid) versus your Total Amount (what you get back), helping you verify if your current savings rate is enough to meet your future targets.